Agentic AI risk management has a structural gap most organizations haven't filled: the person who designs the rules governing what an autonomous system can spend, which decisions it can make without a human checkpoint, and when it must stop. Eduardo Ariño de la Rubia argues the real risk isn't overspending, it's undelegation, handing decisions to systems before anyone has defined who owns the residual risk.
Spending caps fix the invoice; they leave that judgment gap in place, and no set of guardrails for agentic systems closes it by itself. A 2026 survey found most banking professionals cannot confirm their institution could shut down a malfunctioning model, and emerging model risk management guidance is starting to force the question.
Ariño makes the case that data scientists are the natural occupants of a role organizational theorists named in 1967: the integrator, accountable for outcomes rather than communication. The session closes with six diagnostic questions for calibrated confidence before any agent acts on a consequential decision.